The Federal Government and Private Grant Foundations issue billions of dollars in grant money to a variety of groups each year. Grants are awarded to individuals each and every day from all walks of life, with large and very small bank accounts, for an ever-increasing array of purposes.

Grant programs are not Loans. You decide how much you need. As long as the amount is lawful and you meet the Foundations and Government Agencies Requirements, the money is yours to keep and never needs to be repaid. This grant money is non-taxable and interest-free!

Grant programs don't require a credit checks, collateral, security deposits or co-signers, you can apply even if you have a declared bankruptcy or have bad credit. You as a tax payer and U.S. citizen are entitled to apply for this money.

Why is Grant Money Available?

Private Foundations
Private Foundations are usually formed by wealthy coporations, thrusts and indiviuals to benefit individuals and small business using FREE GRANT money.

These organizations are required to distribute 5% of their totoal assets each year to maintain tax exempt status. Each foundation targets certain segments of the population with specific needs, sometimes in certain geographical areas. Some grant money to businesses, others grant money to individuals like you and me to cover the costs of everyday living expenses. There is an extensive list of private grant foundation in the American Grant Provider Directory and we connect you to databases and resources where you can find thousands more. You can begin accessing these foundations online today via the directory!

Federal Programs
Every year, the US Government distributes billions of dollars to businesses and individuals.

Politicians understand small business is fast becoming the lifeline of the American Economy and will employ millions of people in the future. A vibrant small business sector means a vibrant tax base. The federal government will distribute grants to average people to help them start their business. The federal government also distributes grant money to men, women and children to help them attend college and to help with everyday living expenses and unforseen expenses such as medical expenses. The American Grant Provider Directory categorizes all these programs for you. Simply choose any applicable category and link directly to the grant making agency.

State Programs
Every state is a major source of financial aid assistance to small business and education programs. Each state has a vested interest in promoting small business and educating their residents. More small business results in increased tax revenue. Educated residents attracts businesses.

Types of Grants available

Personal Need Grants!
Grants to assist with the purchase of a home new home for low income families, repair your home, rent, mortgage payments, utility bills, purchase a new car, groceries, childcare, fuel, general living expenses, academic tutoring, clothing, school supplies, housing assistance, legal services, summer camp, debts, music lessons, art lessons, any extracurricular activities, pay bills for senior citizens, real estate taxes, medical expenses and general welfare. If you or someone you know suffered a fire lose there are programs available to help in replacing necessities.

Business Grants!
If you are thinking of starting or expanding a business, this is the category for you. Did you know Ross Perot started his first company with FREE Government Grant money? Or that Amazon.com, Ameritrade and Ritz Camera all received money to start or expand their businesses?

The U.S. Government understands small business is essential to a vibrant economy. Small business grants are available to start a new business or expand an existing one, equipment financing, acquisition of a new or existing business, rent, salaries, office expenses, overhead.

There are also many programs available to help women start and operate their own businesses. Remember, this is free money that never has to be repaid. You can also use this money to pay yourself a salary as you start your new business.

The Government also gives Low Interest Loans, NO interest loans loan guarantees, free management consulting help, free help to prepare a business plan, free help with your invention, free marketing help, free legal help, free technical help and even free tax help.